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Roadmap

Money basics for young Indians

Budgeting, saving, insurance, tax and how markets work, from regulators and free courses.

1 to 2 months Beginner 4 steps, all free

Who it's for

Students and young professionals handling their own money for the first time.

By the end you can

  • Make and follow a monthly budget
  • Understand credit, loans and your credit score
  • File your own income tax return
  • Explain how mutual funds and stocks work and what risk means
  1. 1

    Budget and save

    Spending less than you earn, and an emergency fund, come before everything else.

    Do this: Track every expense for one month, then set a budget for the next.

  2. 2

    Banking, credit and insurance

    Credit cards, loans and insurance can protect you or trap you.

  3. 3

    Income tax

    Filing your own return teaches you more about money than any course.

  4. 4

    How investing and markets work

    Learn how funds and shares work and what risk means before putting money in.

Learning this with others is easier.

Ask questions when you're stuck, find people on the same path, and track your progress on DevLearn.